well, when I said cheaper, I'm pissed off paying $10+ for any game unless I absolutely want to support the dev/series, I got spoiled by keyshops and fanatical...steam purchases will never feel right again
I buy games from Steam either:
A) I want to try before I buy.
In this case if I enjoy it enough to keep it, I'll likely just keep it...since it had to have a nice sale in the first place and I generally only buy games on steam I know for a fact won't ever go below a certain price while still being FOR the steam client and supporting my controller without another launcher in the mix like DRM free or Ubisoft games through Epic that allow me to cut out the EGS launcher entirely, Ubisoft can't be cut out so I just get a better price on EGS, Humble usually has better sales due to my discount too if I KNOW I want the game.
B) I have wallet funds. Self explanatory heh.
C) I love a series enough to purchase at launch.
i'm not risking shops and shit with that type of expensive purchase if I can avoid it for a few measly dollars, its never happened to me since I generally don't care enough to pay that kind of cost to add something to an already abundant collection (a few NFS titles aside), but I assume it would be too much complication for a refund on a game with that kind of price, especially if you want it ASAP.
Delisted games and such are a different story, your obviously not going to miss a few days or find it anywhere else for that matter...so its a chance you take if you really want the game bad enough.
I'm in no rush for Elden Ring or I would have bought it during the hype train...if it never hits a reasonable price it'll never hit my library